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UVICUniversal Insurance Co. Ltd · Insurance

Is UVIC a Buy? UVIC Smart-Money Analysis, Fair Value & Signal

ZEME verdict — Fully Loaded phase
Constructive — ZEME sees smart-money accumulation; check the entry vs the load zone.
PriceRs 24.01
ZEME fair valueRs —
Discount to fair value—%
Smart-money phaseFully Loaded
Confidence score40/100
RSI (14)49.3
P/E
ROE—%
Dividend yield—%
52-week rangeRs 8.61 – Rs 39.36
SectorInsurance
Shariah-compliantNo
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UVIC (Universal Insurance Co. Ltd) trades at Rs 24.01 on the Pakistan Stock Exchange, in the Fully Loaded smart-money phase — accumulated. ZEME's model puts fair value near Rs —, making it about 0.0% overvalued. Smart money has fully loaded the position — a mature bullish setup, often before a markup.

ZEME AI reads UVIC through operator accumulation/distribution phases, fair value across three methods, RSI and volume, plus institutional flow (FIPI/LIPI & off-market) — the same smart-money engine behind our daily PSX signals. For the live chart, entry/stop/target and history, open the interactive analysis above.

Is UVIC a buy right now?

Constructive — ZEME sees smart-money accumulation; check the entry vs the load zone. Smart money has fully loaded the position — a mature bullish setup, often before a markup. As of 20 Jul 2026, UVIC is in the Fully Loaded phase with a ZEME confidence score of 40/100.

What is UVIC's fair value?

ZEME estimates UVIC's fair value at about Rs —, versus a market price of Rs 24.01 — roughly 0.0% overvalued.

What smart-money phase is UVIC in?

UVIC is currently in the Fully Loaded phase. Smart money has fully loaded the position — a mature bullish setup, often before a markup.

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Data updated 20 Jul 2026 from ZEME AI's PSX engine. Educational analytics, not investment advice — do your own research and use a stop loss. Trading carries risk.