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UNICUnited Insurance Co. of Pakistan Ltd · Insurance

Is UNIC a Buy? UNIC Smart-Money Analysis, Fair Value & Signal

ZEME verdict — Fully Loaded phase
Yes — on ZEME's read, it shows smart-money accumulation AND trades below fair value.

What ZEME decides about UNIC, and why

ILLIQUID — earned weight 0.0 of 1.00, the summed measured record of the backing engines.

Because. Rs4.5mn/day — not judged; a 5-10 lac ticket could not be exited

Evidence. phase_ledger (weight 0.00); fair_value (weight 0.00)

Risk. stop-loss 11.26 (6.2% below the close). Most holdings here lose money within 5-10 sessions — exit at the stop.

The case against. strongest reason to stay out: phase FULLY LOADED (0.37x measured) — one of the weakest states to buy. A cheap share can keep falling.

The alternative. WAIT. Doing nothing is usually right — no engine currently has a proven edge on this share.

Base rate. about 1 in 4 liquid PSX shares touches +10% within 10 sessions anyway (25.87%, n=54,955 observations, 2017-2026). ZEME only recommends action when an engine has beaten that in its own record.

What happens next after the Fully Loaded phase

Measured from 114 completed Fully Loaded runs in ZEME's recorded phase history — these are frequencies of what actually happened next, not forecasts:

Typical stay in this phase: 19 sessions (median). durations are censored: the phase record begins 2026-07-16, so runs that started earlier or are still open are not measured here

ZEME publishes the case against its own signals, and the base rate any share has to beat. Educational analysis, not investment advice.

PriceRs 12.00
ZEME fair valueRs 19.19
Discount to fair value59.9%
Smart-money phaseFully Loaded
Confidence score81/100
RSI (14)42.5
P/E3.8
ROE19.3%
Dividend yield—%
52-week rangeRs 11.50 – Rs 16.59
SectorInsurance
Shariah-compliantNo
✅ Get UNIC signals free — create your ZEME account 📈 Live interactive chart & signals 💬 Ask ZEME about UNIC

UNIC (United Insurance Co. of Pakistan Ltd) trades at Rs 12.00 on the Pakistan Stock Exchange, in the Fully Loaded smart-money phase — accumulated. ZEME's model puts fair value near Rs 19.19, making it about 59.9% undervalued. Smart money has fully loaded the position — a mature bullish setup, often before a markup.

ZEME AI reads UNIC through operator accumulation/distribution phases, fair value across three methods, RSI and volume, plus institutional flow (FIPI/LIPI & off-market) — the same smart-money engine behind our daily PSX signals. For the live chart, entry/stop/target and history, open the interactive analysis above.

Is UNIC a buy right now?

Yes — on ZEME's read, it shows smart-money accumulation AND trades below fair value. Smart money has fully loaded the position — a mature bullish setup, often before a markup. As of 27 Aug 2026, UNIC is in the Fully Loaded phase with a ZEME confidence score of 81/100.

What is UNIC's fair value?

ZEME estimates UNIC's fair value at about Rs 19.19, versus a market price of Rs 12.00 — roughly 59.9% undervalued.

What smart-money phase is UNIC in?

UNIC is currently in the Fully Loaded phase. Smart money has fully loaded the position — a mature bullish setup, often before a markup.

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Data updated 27 Aug 2026 from ZEME AI's PSX engine. Educational analytics, not investment advice — do your own research and use a stop loss. Trading carries risk.