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UNICUnited Insurance Co. of Pakistan Ltd · Insurance

Is UNIC a Buy? UNIC Smart-Money Analysis, Fair Value & Signal

ZEME verdict — Running phase
It's already running — momentum is up, but the low-risk entry has likely passed.
PriceRs 14.09
ZEME fair valueRs 21.61
Discount to fair value53.4%
Smart-money phaseRunning
Confidence score70/100
RSI (14)76.4
P/E4.5
ROE—%
Dividend yield—%
52-week rangeRs 12.08 – Rs 16.64
SectorInsurance
Shariah-compliantNo
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UNIC (United Insurance Co. of Pakistan Ltd) trades at Rs 14.09 on the Pakistan Stock Exchange, in the Running smart-money phase — in markup. ZEME's model puts fair value near Rs 21.61, making it about 53.4% undervalued. The stock is trending up in the markup phase — the move is underway.

ZEME AI reads UNIC through operator accumulation/distribution phases, fair value across three methods, RSI and volume, plus institutional flow (FIPI/LIPI & off-market) — the same smart-money engine behind our daily PSX signals. For the live chart, entry/stop/target and history, open the interactive analysis above.

Is UNIC a buy right now?

It's already running — momentum is up, but the low-risk entry has likely passed. The stock is trending up in the markup phase — the move is underway. As of 20 Jul 2026, UNIC is in the Running phase with a ZEME confidence score of 70/100.

What is UNIC's fair value?

ZEME estimates UNIC's fair value at about Rs 21.61, versus a market price of Rs 14.09 — roughly 53.4% undervalued.

What smart-money phase is UNIC in?

UNIC is currently in the Running phase. The stock is trending up in the markup phase — the move is underway.

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Data updated 20 Jul 2026 from ZEME AI's PSX engine. Educational analytics, not investment advice — do your own research and use a stop loss. Trading carries risk.