| Price | Rs 471.94 |
| ZEME fair value | Rs 451.56 |
| Discount to fair value | -4.3% |
| Smart-money phase | Launching |
| Confidence score | 67/100 |
| RSI (14) | 57.6 |
| P/E | 8.3 |
| ROE | —% |
| Dividend yield | 6.9% |
| 52-week range | Rs 306.10 – Rs 503.14 |
| Sector | Commercial Banks |
| Shariah-compliant | No |
UBL (United Bank Limited) trades at Rs 471.94 on the Pakistan Stock Exchange, in the Launching smart-money phase — launching. ZEME's model puts fair value near Rs 451.56, making it about 4.3% overvalued. The stock is breaking out of accumulation into markup — momentum is turning up.
ZEME AI reads UBL through operator accumulation/distribution phases, fair value across three methods, RSI and volume, plus institutional flow (FIPI/LIPI & off-market) — the same smart-money engine behind our daily PSX signals. For the live chart, entry/stop/target and history, open the interactive analysis above.
Constructive — ZEME sees smart-money accumulation; check the entry vs the load zone. The stock is breaking out of accumulation into markup — momentum is turning up. As of 20 Jul 2026, UBL is in the Launching phase with a ZEME confidence score of 67/100.
ZEME estimates UBL's fair value at about Rs 451.56, versus a market price of Rs 471.94 — roughly 4.3% overvalued.
UBL is currently in the Launching phase. The stock is breaking out of accumulation into markup — momentum is turning up.
Data updated 20 Jul 2026 from ZEME AI's PSX engine. Educational analytics, not investment advice — do your own research and use a stop loss. Trading carries risk.