TRIM — earned weight 0 of 1.00, the summed measured record of the backing engines.
Because. phase FULLY LOADED (median -0.88% over 371 completed runs, 47.4% win) — the median run in this phase LOSES
Risk. stop 393.56 (4.2% below close) — exit there
The case against. against: phase FULLY LOADED (median -0.88% over 371 completed runs, 47.4% win) — the median run in this phase LOSES
Measured from 377 completed Fully Loaded runs in ZEME's recorded phase history — these are frequencies of what actually happened next, not forecasts:
Typical stay in this phase: 12 sessions (median). measured from 2026-07-16
ZEME publishes the case against its own signals, and the base rate any share has to beat. Educational analysis, not investment advice.
| Price | Rs 412.53 |
| ZEME fair value | Rs 418.02 |
| Discount to fair value | 1.3% |
| Smart-money phase | Fully Loaded |
| Confidence score | 59/100 |
| RSI (14) | 39.6 |
| P/E | 6.8 |
| ROE | 31.5% |
| Dividend yield | 7.8% |
| 52-week range | Rs 293.25 – Rs 517.00 |
| Sector | Commercial Banks |
| Shariah-compliant | No |
UBL (United Bank Limited) trades at Rs 412.53 on the Pakistan Stock Exchange, in the Fully Loaded smart-money phase — accumulated. ZEME's model puts fair value near Rs 418.02, making it about 1.3% undervalued. Smart money has fully loaded the position — a mature bullish setup, often before a markup.
ZEME AI reads UBL through operator accumulation/distribution phases, fair value across three methods, RSI and volume, plus institutional flow (FIPI/LIPI & off-market) — the same smart-money engine behind our daily PSX signals. For the live chart, entry/stop/target and history, open the interactive analysis above.
Constructive — ZEME sees smart-money accumulation; check the entry vs the load zone. Smart money has fully loaded the position — a mature bullish setup, often before a markup. As of 16 Oct 2026, UBL is in the Fully Loaded phase with a ZEME confidence score of 59/100.
ZEME estimates UBL's fair value at about Rs 418.02, versus a market price of Rs 412.53 — roughly 1.3% undervalued.
UBL is currently in the Fully Loaded phase. Smart money has fully loaded the position — a mature bullish setup, often before a markup.
Data updated 16 Oct 2026 from ZEME AI's PSX engine. Educational analytics, not investment advice — do your own research and use a stop loss. Trading carries risk.