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IGILIGI Life Insurance Limited · Insurance

Is IGIL a Buy? IGIL Smart-Money Analysis, Fair Value & Signal

ZEME verdict — Fully Loaded phase
Constructive — ZEME sees smart-money accumulation; check the entry vs the load zone.
PriceRs 19.40
ZEME fair valueRs 17.58
Discount to fair value-9.4%
Smart-money phaseFully Loaded
Confidence score64/100
RSI (14)49.9
P/E7.6
ROE—%
Dividend yield—%
52-week rangeRs 18.05 – Rs 26.99
SectorInsurance
Shariah-compliantNo
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IGIL (IGI Life Insurance Limited) trades at Rs 19.40 on the Pakistan Stock Exchange, in the Fully Loaded smart-money phase — accumulated. ZEME's model puts fair value near Rs 17.58, making it about 9.4% overvalued. Smart money has fully loaded the position — a mature bullish setup, often before a markup.

ZEME AI reads IGIL through operator accumulation/distribution phases, fair value across three methods, RSI and volume, plus institutional flow (FIPI/LIPI & off-market) — the same smart-money engine behind our daily PSX signals. For the live chart, entry/stop/target and history, open the interactive analysis above.

Is IGIL a buy right now?

Constructive — ZEME sees smart-money accumulation; check the entry vs the load zone. Smart money has fully loaded the position — a mature bullish setup, often before a markup. As of 20 Jul 2026, IGIL is in the Fully Loaded phase with a ZEME confidence score of 64/100.

What is IGIL's fair value?

ZEME estimates IGIL's fair value at about Rs 17.58, versus a market price of Rs 19.40 — roughly 9.4% overvalued.

What smart-money phase is IGIL in?

IGIL is currently in the Fully Loaded phase. Smart money has fully loaded the position — a mature bullish setup, often before a markup.

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Data updated 20 Jul 2026 from ZEME AI's PSX engine. Educational analytics, not investment advice — do your own research and use a stop loss. Trading carries risk.