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FHAM First Habib Modaraba · Modarabas

Is FHAM a Buy? FHAM Smart-Money Analysis, Fair Value & Signal

ZEME verdict — Watching phase
Neutral — no decisive smart-money signal yet; better setups may exist.
PriceRs 32.90
ZEME fair valueRs 58.44
Discount to fair value77.6%
Smart-money phaseWatching
Confidence score25/100
RSI (14)47.3
P/E4.4
ROE—%
Dividend yield6.8%
52-week rangeRs 24.22 – Rs 39.06
SectorModarabas
Shariah-compliantYes ☪
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FHAM (First Habib Modaraba) trades at Rs 32.90 on the Pakistan Stock Exchange, in the Watching smart-money phase — neutral. ZEME's model puts fair value near Rs 58.44, making it about 77.6% undervalued. No decisive smart-money footprint yet — one to watch, not chase.

ZEME AI reads FHAM through operator accumulation/distribution phases, fair value across three methods, RSI and volume, plus institutional flow (FIPI/LIPI & off-market) — the same smart-money engine behind our daily PSX signals. For the live chart, entry/stop/target and history, open the interactive analysis above.

Is FHAM a buy right now?

Neutral — no decisive smart-money signal yet; better setups may exist. No decisive smart-money footprint yet — one to watch, not chase. As of 20 Jul 2026, FHAM is in the Watching phase with a ZEME confidence score of 25/100.

What is FHAM's fair value?

ZEME estimates FHAM's fair value at about Rs 58.44, versus a market price of Rs 32.90 — roughly 77.6% undervalued.

What smart-money phase is FHAM in?

FHAM is currently in the Watching phase. No decisive smart-money footprint yet — one to watch, not chase.

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Data updated 20 Jul 2026 from ZEME AI's PSX engine. Educational analytics, not investment advice — do your own research and use a stop loss. Trading carries risk.