| Price | Rs 151.00 |
| ZEME fair value | Rs 161.69 |
| Discount to fair value | 7.1% |
| Smart-money phase | Watching |
| Confidence score | 15/100 |
| RSI (14) | 41.5 |
| P/E | 7.2 |
| ROE | —% |
| Dividend yield | 9.6% |
| 52-week range | Rs 138.61 – Rs 181.19 |
| Sector | Insurance |
| Shariah-compliant | No |
EFUL (EFU Life Assurance Limited) trades at Rs 151.00 on the Pakistan Stock Exchange, in the Watching smart-money phase — neutral. ZEME's model puts fair value near Rs 161.69, making it about 7.1% undervalued. No decisive smart-money footprint yet — one to watch, not chase.
ZEME AI reads EFUL through operator accumulation/distribution phases, fair value across three methods, RSI and volume, plus institutional flow (FIPI/LIPI & off-market) — the same smart-money engine behind our daily PSX signals. For the live chart, entry/stop/target and history, open the interactive analysis above.
Neutral — no decisive smart-money signal yet; better setups may exist. No decisive smart-money footprint yet — one to watch, not chase. As of 20 Jul 2026, EFUL is in the Watching phase with a ZEME confidence score of 15/100.
ZEME estimates EFUL's fair value at about Rs 161.69, versus a market price of Rs 151.00 — roughly 7.1% undervalued.
EFUL is currently in the Watching phase. No decisive smart-money footprint yet — one to watch, not chase.
Data updated 20 Jul 2026 from ZEME AI's PSX engine. Educational analytics, not investment advice — do your own research and use a stop loss. Trading carries risk.